How much coverage do you actually need?
Two trusted methods for estimating your life insurance needs — the DIME method and the Life method. Enter your numbers to get an instant, private estimate.
DIME — adds up your Debt, Income replacement, Mortgage, and Education costs. A comprehensive, widely used starting point.
Debt
Total debts excluding your mortgage — credit cards, car loans, student loans
Income
Your annual income — multiplied by the years your family would need support
Mortgage
Remaining balance on your mortgage
Education
Estimated cost of your children's post-secondary education
Estimated coverage needed
$0
Enter your numbers to see your estimate
D — Debt
$0
I — Income
$0
M — Mortgage
$0
E — Education
$0
What this tells you
This is an estimate, not a final recommendation
Your actual needs depend on your full picture
A review takes 30 minutes and costs nothing
This is an estimate only. Your actual needs depend on your full financial picture. An advisor can help you build a complete plan.
Your information stays private. Nothing is saved or shared.